Health Hub — private health insurance guides

Our library of practical guides to buying, using and claiming on UK private medical insurance. Written by regulated brokers, updated as insurer wording and NHS data change.

What the Health Hub covers

• Cost guides — what private health insurance actually costs and what moves the price.
• Provider guides — how Bupa, AXA Health, Aviva, Vitality and WPA differ in practice.
• Claims guides — pre-authorisation, shortfalls, chronic versus acute and complaints.
• Underwriting guides — moratorium, full medical underwriting and pre-existing conditions.
• Access guides — GP referrals, finding a consultant, second opinions and going private.
• Wellness and NHS context — waiting times, health checks and what the NHS still does best.

How to use it

Start with the cost guides if you are pricing cover for the first time, the underwriting guides if you have a medical history to declare, and the claims guides if you already hold a policy and something has gone wrong. Every guide ends with a route to a regulated broker — reading is free, and so is the advice.

PremierPMI is a UK private medical insurance broker specialising in whole-of-market placement across 10+ leading UK health insurers including Bupa, AXA Health, Aviva, Vitality, WPA, Freedom Health, The Exeter, General & Medical and National Friendly. FCA regulated (Tesha Family Ltd, FRN 1029667). Speak to a broker on 020 4525 0884, WhatsApp 020 8064 2273, or email contact@premierpmi.co.uk.