Stuart Hendy, PMI Expert & Head of Publishing at PremierPMI — Stuart Hendy has more than 20 years of experience advising on UK private medical insurance for i
Stuart Hendy — PMI Expert & Head of Publishing, PremierPMI
Stuart Hendy has more than 20 years of experience advising on UK private medical insurance for individuals, families and businesses, and heads PremierPMI's publishing team.
About Stuart
Stuart is a key member of our Private Medical Insurance team and Head of the Publishing Team. His dedication to understanding clients' needs and requirements is paramount — he gathers detailed information and liaises with insurers to arrange tailored quotes.
He spends 90% of his time on PMI and organises training sessions for the sales team, keeping everyone sharp on insurer product changes and underwriting nuance.
How Stuart advises
I start with the questions most people don't think to ask: which hospital would you want, what's happened with your health in the last five years, and what would you do if your premium jumped at renewal. Once I know that, the right insurer usually becomes obvious. I'll always tell you if the honest answer is to stay where you are.
Experience
More than 20 years advising on UK private medical insurance.
Areas of expertise
- Pre-existing conditions
- Corporate placements
- Team training
Pages Stuart wrote
- /health-hub/12-tips-for-finding-the-right-health-insurance
- /health-hub/5-reasons-to-choose-premier-pmi-for-health-insurance
- /health-hub/access-medical-records
- /health-hub/antibiotics-for-minor-illnesses
- /health-hub/are-private-health-insurance-rewards-actually-worth-it
- /health-hub/average-cost-of-family-health-insurance-in-the-uk
- /health-hub/aviva-health-insurance-cost
- /health-hub/axa-health-insurance-cost
- /health-hub/benefits-of-private-health-insurance
- /health-hub/best-private-hospitals-in-london
- /health-hub/bupa-health-insurance-cost
- /health-hub/business-health-insurance-by-bupa
- /health-hub/can-a-pharmacist-prescribe-antibiotics-in-the-uk
- /health-hub/cancel-my-health-insurance-anytime
- /health-hub/cataract-surgery-cost-in-the-uk
- /health-hub/comprehensive-health-insurance-vs-basic-health-insurance
- /health-hub/does-health-insurance-cover-mental-health
- /health-hub/does-health-insurance-protect-you-instantly
- /health-hub/employee-health-insurance-uk
- /health-hub/gp-consultant-referral
- /health-hub/gym-membership-discounts
- /health-hub/health-insurance-and-melanoma-skin-cancer
- /health-hub/health-insurance-at-young-age
- /health-hub/health-insurance-claims
- /health-hub/health-insurance-cover-for-prostate-cancer
- /health-hub/health-insurance-excess
- /health-hub/health-insurance-for-heart-conditions
- /health-hub/health-insurance-for-pregnancy-and-childbirth
- /health-hub/health-insurance-for-retirees
- /health-hub/health-insurance-for-uk-visitors
- /health-hub/health-insurance-for-your-budget-in-uk
- /health-hub/how-can-you-stay-healthy
- /health-hub/how-do-i-go-private-instead-of-the-nhs
- /health-hub/how-does-private-health-insurance-work
- /health-hub/how-does-the-nhs-work-in-the-uk
- /health-hub/how-to-book-an-appointment-with-a-gp
- /health-hub/how-to-choose-the-right-private-health-insurance-in-the-uk
- /health-hub/how-to-find-a-private-consultant
- /health-hub/how-to-get-a-claim-your-health-insurance
- /health-hub/how-to-get-a-second-opinion-without-a-referral
- /health-hub/how-to-get-cheap-health-insurance
- /health-hub/how-to-renew-your-health-insurance
- /health-hub/inpatient-vs-outpatient-care
- /health-hub/international-health-insurance-cost
- /health-hub/is-health-insurance-tax-deductibles
- /health-hub/is-healthcare-free-in-uk
- /health-hub/is-private-health-insurance-worth-it
- /health-hub/is-private-health-insurance-worth-it-for-the-self-employed
- /health-hub/leaving-your-company-health-insurance
- /health-hub/life-insurance-vs-health-insurance
- /health-hub/medical-history-disregarded
- /health-hub/nhs-vs-private-health-insurance
- /health-hub/nhs-waiting-times-continue-to-rise
- /health-hub/people-buying-private-health-insurance-continue-to-grow-among-younger
- /health-hub/private-colonoscopy-cost-uk
- /health-hub/private-health-insurance-for-pre-existing-conditions
- /health-hub/private-health-insurance-physiotherapy-london
- /health-hub/private-surgery-costs-uk
- /health-hub/reduce-your-health-insurance-premium
- /health-hub/reducing-health-insurance-cost-over-65s
- /health-hub/self-care-checklist-for-mental-health
- /health-hub/self-insurance-vs-health-insurance
- /health-hub/the-benefits-of-health-check
- /health-hub/travel-insurance-vs-health-insurance
- /health-hub/what-does-medical-insurance-underwriting-mean
- /health-hub/what-does-private-health-insurance-cover
- /health-hub/which-brokers-offer-bupa-health-insurance
- /health-hub/why-do-health-insurance-premiums-increase-every-year
- Health Hub — UK Private Health Insurance Guides
Pages Stuart reviewed
- /answers
- /health-hub/best-private-health-insurance-in-the-uk
- /health-hub/cost-of-private-cancer-treatment
- /health-hub/how-much-is-private-health-insurance
- Are Pre-Existing Conditions Covered by Health Insurance?
- Aviva vs AXA Health Health Insurance — Compared by Brokers
- Aviva vs Bupa Health Insurance — Compared by Brokers
- Aviva vs Vitality Health Insurance — Compared by Brokers
- AXA Health vs Bupa Health Insurance — Compared by Brokers
- AXA Health vs Vitality Health Insurance — Compared by Brokers
- Best Comprehensive Health Insurance UK — Full Cover Compared
- Bupa Six Award Value 2019 vs 2026 — 40% Erosion Explained
- Bupa vs Vitality Health Insurance — Compared by Brokers
- Can You Get Health Insurance With a Pre-Existing Condition?
- Can You Get Health Insurance With Diabetes?
- Can You Get Health Insurance With High Blood Pressure?
- Can You Switch Health Insurance Without Losing Cover?
- Cancer Drug Cover Gap on UK PMI (Enhertu, Kadcyla)
- Check Your Hospital Is on Your Bupa List Before Renewal
- Compare UK Health Insurers Head-to-Head
- Consultant Self-Pay vs PMI Fees — Why Cash Can Cost Less (2026)
- CPME Switching Guide — How to Move UK PMI Insurer
- Cromwell vs HCA vs Cleveland Clinic — Knee Replacement Cost Compared
- Does Health Insurance Cover ADHD Assessment?
- Does Health Insurance Cover Anxiety Treatment?
- Does Health Insurance Cover Bowel Cancer Treatment?
- Does Health Insurance Cover Breast Cancer Treatment?
- Does Health Insurance Cover Depression Treatment?
- Does Health Insurance Cover Eating Disorders?
- Does Health Insurance Cover Endometriosis?
- Does Health Insurance Cover Eye Care and Glasses?
- Does Health Insurance Cover Heart Surgery?
- Does Health Insurance Cover Hip and Knee Replacement?
- Does Health Insurance Cover IBS and Digestive Problems?
- Does Health Insurance Cover Knee Replacement?
- Does Health Insurance Cover Menopause Treatment?
- Does Health Insurance Cover Physiotherapy?
- Does Health Insurance Cover Prostate Cancer Treatment?
- Does Health Insurance Cover Sciatica and Back Pain?
- Does Health Insurance Cover Skin Cancer Treatment?
- Does Health Insurance Cover Stroke Care and Rehab?
- Does Health Insurance Cover Tonsillectomy, Adenoids & Grommets?
- Fertility and IVF on UK PMI — All 7 Insurers Ranked (2026)
- Full or Core Cancer Cover — What Is the Difference?
- Guided vs Open Referral vs Directional Care — UK PMI Decoded (2026)
- Health Insurance by Condition — UK Cover Explained
- Health Insurance Cover Types Explained
- Health Insurance for a Family of 4 UK — One Plan, Four Lives
- Health Insurance for Autistic Children UK — What Is Covered
- Health Insurance for Company Directors UK — Ltd Cover
- Health Insurance for Doctors & NHS Staff UK — Compared
- Health Insurance for Expats UK — Inbound & Outbound Cover
- Health Insurance for Over 60s UK — Specialist Placement
- Health Insurance for Over 65s UK — Continuity First
- Health Insurance for Over 70s UK — Who Still Accepts You
- Health Insurance for Overseas Students UK — Visa-Ready
- Health Insurance for Retirees UK — Cover That Keeps Pace
- Health Insurance for Smokers UK — Cover Despite Loadings
- Health Insurance in Birmingham: Hospitals, Costs & NHS Waits
- Health Insurance in Manchester: Hospitals, Costs & NHS Waits
- Health Insurance Over 50 UK — Cover, Options & Underwriting
- HENRY PMI vs Self-Pay — When Cash Wins on a Hip (2026)
- High-Net-Worth Health Insurance UK — Unrestricted Cover
- How Do I Lower My Health Insurance Premium? 7 Safe Cuts
- How Do I Switch Health Insurance Without Losing Cover?
- How Does Cancer Cover Work on Private Health Insurance?
- How Does Dental Insurance Work in the UK?
- How Does Family Health Insurance Work in the UK?
- How Does Health Insurance Work If You Are Self-Employed?
- How Does Private GP Cover Work?
- How Does Small Business Health Insurance Work?
- How Much Does Private Health Insurance Cost? Quick UK Answer
- International Health Insurance UK — Compare iPMI Cover
- Is Directors' Health Insurance a P11D Benefit?
- Is Private Health Insurance More Expensive in London?
- Is Private Health Insurance Worth It in the UK?
- Junior Doctor PMI — BMA Scheme vs Individual Cover (2026)
- Moratorium or Full Medical Underwriting — Which Is Better?
- NHS or Private Health Insurance — What Is the Difference?
- NHS Waiting Lists by ICB 2026 — PMI Impact Map
- P11D vs Salary Sacrifice PMI — HMRC Maths for a £75k Director (2026/27)
- PMI Chronic Condition Exclusion — When Cover Stops (2026)
- PMI Insights — UK Health Insurance Analysis
- PMI Moratorium Reset — Year 3 vs Year 5 Rule Explained
- PMI Non-Disclosure — Real FOS Cases and Consequences (2026)
- PMI Pregnancy Exclusion — The 10-Month Rule Explained (2026)
- Private Asthma Insurance UK: Specialist Respiratory Cover
- Private Autism Assessment Insurance UK | What PMI Covers
- Private Carpal Tunnel Surgery: Insurance Cover & Costs
- Private Enlarged Prostate (BPH) Insurance UK | PMI Cover Explained
- Private Erectile Dysfunction Insurance UK | PMI Cover Explained
- Private Fertility & IVF Insurance UK | What PMI Actually Covers
- Private Fibroid Treatment & Surgery: Insurance Cover UK
- Private Health Insurance Belfast: Hospitals & NHS Waits
- Private Health Insurance Bristol: Hospitals & NHS Waits
- Private Health Insurance by UK City — Local Costs & Hospitals
- Private Health Insurance Cardiff: Hospitals, Costs & Waits
- Private Health Insurance Edinburgh: Hospitals & NHS Waits
- Private Health Insurance for Children UK — Fast Referrals
- Private Health Insurance Glasgow: Hospitals & NHS Waits
- Private Health Insurance Leeds: Hospitals, Costs, NHS Waits
- Private Health Insurance Liverpool: Hospitals & NHS Waits
- Private Health Insurance London: Hospitals, Costs, NHS Waits
- Private Migraine Insurance UK: Botox & CGRP Therapy Cover
- Private PCOS Insurance UK | Endocrinology & Gynaecology Cover
- Private PTSD Insurance UK: EMDR & Trauma Therapy Cover
- Private Spinal Surgery Insurance UK | Discectomy, Fusion & Decompression Cover
- Private Testosterone Deficiency (TRT) Insurance Cover UK
- Same-Sex Couples Health Insurance UK — Joint Policies
- SME Group PMI 3–9 Employees — The Cheapest Trap Explained
- SME Group PMI Buyer's Guide 2026 (2–49 Employees)
- Top Health Insurance Companies in the UK (2026) | Compared by Brokers
- UK PMI Postcode Pricing 2026 — Why the Same Cover Costs More in London
- UK PMI Provider Comparison 2026 — All 7 Insurers Ranked
- What Affects Health Insurance Premiums? 11 Pricing Factors
- What Does Mental Health Insurance Cover in the UK?
- What Does Private Health Insurance Not Cover?
- What Is the Best Dental and Optical Cover in the UK?
- What Mental Health Treatment Does UK PMI Fund?
- Why UK PMI Premiums Rose in 2025: Claims and Costs
- Will an Insurer Accept Me With Hypertension?
Broker desk tips
- Speak to a broker, not an insurer.
- Always read through the policy terms and conditions.
- Be honest with your broker.
Track record
- 20+ years advising on UK private medical insurance
Department
- Team: Advisory
- Role: PMI Expert & Head of Publishing
PremierPMI is a UK private medical insurance broker specialising in whole-of-market placement across 10+ leading UK health insurers including Bupa, AXA Health, Aviva, Vitality, WPA, Freedom Health, The Exeter, General & Medical and National Friendly. FCA regulated (Tesha Family Ltd, FRN 1029667). Speak to a broker on 020 4525 0884, WhatsApp 07515 703307, or email contact@premierpmi.co.uk.
Questions on this? A broker can talk it through
PremierPMI's brokers are available Monday to Friday 9am to 5:30pm. Call 020 4525 0884, message us on WhatsApp 07515 703307, or email contact@premierpmi.co.uk. You can also request a callback or meet our team.