Group PMI for 2–49 UK employees: pricing (from £34/employee/month), tax treatment, experience-rating and CPME switching. Full 2026 SME buyer's guide.

How does small business health insurance work in the UK?

Small-business PMI is a group scheme covering 2–49 UK employees. Community-rated below 20 lives, experience-rated above 50. Typical price: £34–£82 per employee per month. The premium is a business expense (Corporation Tax deductible) and reported per employee on form P11D.

PremierPMI is a UK private medical insurance broker specialising in whole-of-market placement across 10+ leading UK health insurers including Bupa, AXA Health, Aviva, Vitality, WPA, Freedom Health, The Exeter, General & Medical and National Friendly. FCA regulated (Tesha Family Ltd, FRN 1029667). Speak to a broker on 020 4525 0884, WhatsApp 07515 703307, or email contact@premierpmi.co.uk.

Speak to a UK PMI broker

PremierPMI's brokers are available Monday to Friday 9am to 5:30pm. Call 020 4525 0884, message us on WhatsApp 07515 703307, or email contact@premierpmi.co.uk. You can also request a callback or meet our team.