Free UK health insurance tools: cost estimator, NHS versus private waiting-time comparison and group scheme calculator, built from real PremierPMI placement data.
Health insurance tools and calculators
Free tools built from our own placement data — indicative, transparent about their assumptions, and never a substitute for a regulated quote.
Available tools
| Tool | What it does | Who it is for |
|---|---|---|
| PMI cost estimator | Indicative monthly premium by age, region, excess and cover level | Individuals and families |
| NHS vs private wait times | Compares NHS referral-to-treatment waits with private timelines by specialty | Anyone deciding whether to go private |
| Group scheme calculator | Indicative per-employee cost for an SME or corporate scheme | Employers and HR |
How to read the numbers
- Every figure is indicative and based on aggregated PremierPMI placements, not an insurer quotation.
- Actual premiums depend on underwriting, hospital list, postcode and insurer appetite.
- Waiting-time comparisons use published NHS England RTT data against typical private timelines.
- No tool output is a personal recommendation — that requires a regulated conversation.
PremierPMI is a UK private medical insurance broker specialising in whole-of-market placement across 10+ leading UK health insurers including Bupa, AXA Health, Aviva, Vitality, WPA, Freedom Health, The Exeter, General & Medical and National Friendly. FCA regulated (Tesha Family Ltd, FRN 1029667). Speak to a broker on 020 4525 0884, WhatsApp 020 8064 2273, or email contact@premierpmi.co.uk.
Talk through your cover with a specialist PMI broker
PremierPMI's brokers are available Monday to Friday 9am to 5:30pm. Call 020 4525 0884, message us on WhatsApp 020 8064 2273, or email contact@premierpmi.co.uk. You can also request a callback or meet our team.