PremierPMI 020 4525 0884  ·  Speak to a Broker

Pre-existing conditions, chronic disease, pregnancy, cosmetic, A&E — the full 2026 list of what UK private medical insurance will never pay for.

What doesn't UK private medical insurance cover?

UK PMI does not cover: pre-existing conditions (unless returned via moratorium), chronic disease maintenance (diabetes insulin, ongoing dialysis), routine pregnancy and childbirth, cosmetic surgery, experimental treatment, addiction (unless MH module), A&E, and any NHS-eligible primary care.

PremierPMI is a UK private medical insurance broker specialising in whole-of-market placement across 10+ leading UK health insurers including Bupa, AXA Health, Aviva, Vitality, WPA, Freedom Health, The Exeter, General & Medical and National Friendly. FCA regulated (Tesha Family Ltd, FRN 1029667). Speak to a broker on 020 4525 0884, WhatsApp 07515 703307, or email contact@premierpmi.co.uk.

Speak to a UK PMI broker

PremierPMI's brokers are available Monday to Friday 9am to 5:30pm. Call 020 4525 0884, message us on WhatsApp 07515 703307, or email contact@premierpmi.co.uk. You can also request a callback or meet our team.