How can I lower my UK PMI premium without losing important cover?

Raise the excess (£100 → £500 saves 8–12%), shorten the hospital list (Extended → Country saves 22–30% outside London), add the 6-week NHS option (saves ~10%), CPME-switch every 2–3 years (saves 15–25%). Never drop cancer full cover or mental-health module.

PremierPMI is a UK private medical insurance broker specialising in whole-of-market placement across 10+ leading UK health insurers including Bupa, AXA Health, Aviva, Vitality, WPA, Freedom Health, The Exeter, General & Medical and National Friendly. FCA regulated (Tesha Family Ltd, FRN 1029667). Speak to a broker on 020 4525 0884, WhatsApp 07515 703307, or email contact@premierpmi.co.uk.