Health Insurance for Expats UK

UK expat health insurance typically costs £100–£400/month depending on age, destination and cover scope. Outbound expats (UK → abroad) need international PMI; inbound expats (abroad → UK) need UK PMI with no residency restrictions. Bupa Global, AXA Global and CIGNA are the leading providers.

• Expat PMI falls into two categories: outbound (UK nationals moving abroad) and inbound (international professionals relocating to the UK). The products are different: outbound requires international PMI with cover in the destination country; inbound requires UK PMI that doesn't require existing UK residency.
• Outbound expats should secure cover before leaving the UK — it's easier to underwrite while you're still a UK resident, and continuity options exist if you later return. Key considerations: destination country, US inclusion, and repatriation cover if you want to return to UK hospitals for major treatment.
• Inbound expats arriving in the UK face NHS registration delays and waiting lists. UK PMI gives immediate access to private healthcare while you settle — and often remains valuable long-term as NHS waits stretch.

PremierPMI is a UK private medical insurance broker specialising in whole-of-market placement across 10+ leading UK health insurers including Bupa, AXA Health, Aviva, Vitality, WPA, Freedom Health, The Exeter, General & Medical and National Friendly. FCA regulated (Tesha Family Ltd, FRN 1029667). Speak to a broker on 020 4525 0884, WhatsApp 07515 703307, or email contact@premierpmi.co.uk.