UK PMI mental health cover: therapy, psychiatry, inpatient, addiction. Insurer-by-insurer benefit comparison — Bupa's unlimited MH inpatient is unique.
Does UK health insurance cover mental health?
Yes, but with wide variation. Bupa is uniquely strong: unlimited inpatient mental health on comprehensive cover. AXA, Aviva and Vitality offer 28–45 days inpatient plus up to £1,500 outpatient. WPA and The Exeter offer modular add-on cover. Self-referral (no GP letter needed) is standard on all seven.
PremierPMI is a UK private medical insurance broker specialising in whole-of-market placement across 10+ leading UK health insurers including Bupa, AXA Health, Aviva, Vitality, WPA, Freedom Health, The Exeter, General & Medical and National Friendly. FCA regulated (Tesha Family Ltd, FRN 1029667). Speak to a broker on 020 4525 0884, WhatsApp 07515 703307, or email contact@premierpmi.co.uk.
Speak to a UK PMI broker
PremierPMI's brokers are available Monday to Friday 9am to 5:30pm. Call 020 4525 0884, message us on WhatsApp 07515 703307, or email contact@premierpmi.co.uk. You can also request a callback or meet our team.