How we are paid

Our advice costs you nothing directly. We are paid commission by the insurer you place with, and we tell you what that is before you commit to anything.

The arrangement in plain terms

• You pay no broker fee for standard private medical insurance advice and placement.
• The insurer pays us a percentage of the premium, both initially and at renewal.
• Commission is disclosed to you in writing before you buy.
• We do not accept insurer incentives that would bias a recommendation.
• Claims advocacy and renewal reviews are included at no extra cost.

Why this does not bias the advice

Commission rates across the major UK health insurers sit in a similar range, so there is no meaningful financial reason for us to prefer one over another. What does affect our income is whether you stay insured and renew — which aligns our interest with placing cover that actually works when you claim.

Ask us anything about it

If you want the exact commission figure on your policy before you buy, ask — we will put it in writing. Tesha Family Ltd is authorised and regulated by the Financial Conduct Authority, FRN 1029667.

PremierPMI is a UK private medical insurance broker specialising in whole-of-market placement across 10+ leading UK health insurers including Bupa, AXA Health, Aviva, Vitality, WPA, Freedom Health, The Exeter, General & Medical and National Friendly. FCA regulated (Tesha Family Ltd, FRN 1029667). Speak to a broker on 020 4525 0884, WhatsApp 020 8064 2273, or email contact@premierpmi.co.uk.